10% + 10% Combined VA Rating = 20%

· 2026 rates

10% and 10% combine to a 20% VA disability rating. VA uses the 38 CFR §4.25 "whole-person" method (exact combined value 19.0%, rounded to 20%).

$356.66/mo

2026 VA compensation at 20%, veteran alone (tax-free) · $4,279.92/yr

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    How 10% + 10% combines to 20%

    The VA does not add ratings. Under 38 CFR §4.25, each disability is applied to your remaining healthy capacity, highest first. Here is the exact math:

    1. Conditions entered (sorted high→low): 10%, 10%
    2. §4.25 final combine = 19.0%
    3. Round to nearest 10 → 20%

    So 10% and 10% = 20%, which pays $356.66/mo in 2026 (veteran with no dependents).

    At 20% combined, dependent additions do not apply (they start at 30%). See 20% pay details →

    Related: how VA math works · bilateral factor · TDIU · all rating combinations