40% + 30% + 10% Combined VA Rating = 60%

· 2026 rates

40% and 30% and 10% combine to a 60% VA disability rating — not 80%. VA uses the 38 CFR §4.25 "whole-person" method (exact combined value 62.0%, rounded to 60%).

$1,435.02/mo

2026 VA compensation at 60%, veteran alone (tax-free) · $17,220.24/yr

100% private · runs in your browser · no email · no sign-up
Tap each service-connected rating

Add one button per condition. Set left/right limb on each to trigger the bilateral factor.

Common condition presets tap to add
Your conditions
    Dependents add at 30%+
    SMC qualifying conditions +$140/mo each

    — %

    Add your ratings to see your combined VA rating and 2026 monthly pay — instantly.

    No email. Nothing leaves your browser.

    How 40% + 30% + 10% combines to 60%

    The VA does not add ratings. Under 38 CFR §4.25, each disability is applied to your remaining healthy capacity, highest first. Here is the exact math:

    1. Conditions entered (sorted high→low): 40%, 30%, 10%
    2. §4.25 final combine = 62.0%
    3. Round to nearest 10 → 60%

    So 40% and 30% and 10% = 60%, which pays $1,435.02/mo in 2026 (veteran with no dependents). The common mistake is to add the numbers (80%) — VA math always gives a lower result.

    60% VA pay with dependents (2026)

    Veteran alone$1,435.02
    With spouse$1,566.02
    With spouse + 1 child$1,663.02
    With spouse + 2 children$1,728.02

    Dependent additions apply only at 30%+ combined. Full 60% pay chart →

    Related: how VA math works · bilateral factor · TDIU · all rating combinations