60% + 20% + 10% Combined VA Rating = 70%

· 2026 rates

60% and 20% and 10% combine to a 70% VA disability rating — not 90%. VA uses the 38 CFR §4.25 "whole-person" method (exact combined value 71.0%, rounded to 70%).

$1,808.45/mo

2026 VA compensation at 70%, veteran alone (tax-free) · $21,701.40/yr

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    How 60% + 20% + 10% combines to 70%

    The VA does not add ratings. Under 38 CFR §4.25, each disability is applied to your remaining healthy capacity, highest first. Here is the exact math:

    1. Conditions entered (sorted high→low): 60%, 20%, 10%
    2. §4.25 final combine = 71.0%
    3. Round to nearest 10 → 70%

    So 60% and 20% and 10% = 70%, which pays $1,808.45/mo in 2026 (veteran with no dependents). The common mistake is to add the numbers (90%) — VA math always gives a lower result.

    70% VA pay with dependents (2026)

    Veteran alone$1,808.45
    With spouse$1,961.45
    With spouse + 1 child$2,074.45
    With spouse + 2 children$2,150.45

    Dependent additions apply only at 30%+ combined. Full 70% pay chart →

    Related: how VA math works · bilateral factor · TDIU · all rating combinations