60% + 40% Combined VA Rating = 80%

· 2026 rates

60% and 40% combine to a 80% VA disability rating — not 100%. VA uses the 38 CFR §4.25 "whole-person" method (exact combined value 76.0%, rounded to 80%).

$2,102.15/mo

2026 VA compensation at 80%, veteran alone (tax-free) · $25,225.80/yr

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    How 60% + 40% combines to 80%

    The VA does not add ratings. Under 38 CFR §4.25, each disability is applied to your remaining healthy capacity, highest first. Here is the exact math:

    1. Conditions entered (sorted high→low): 60%, 40%
    2. §4.25 final combine = 76.0%
    3. Round to nearest 10 → 80%

    So 60% and 40% = 80%, which pays $2,102.15/mo in 2026 (veteran with no dependents). The common mistake is to add the numbers (100%) — VA math always gives a lower result.

    80% VA pay with dependents (2026)

    Veteran alone$2,102.15
    With spouse$2,277.15
    With spouse + 1 child$2,406.15
    With spouse + 2 children$2,493.15

    Dependent additions apply only at 30%+ combined. Full 80% pay chart →

    Related: how VA math works · bilateral factor · TDIU · all rating combinations