Condition Guide · Speech recognition-based

Hearing loss VA rating 2026 — 38 CFR §4.85

Updated June 2026 · CFR source: 38 CFR §4.85

Service-connected hearing loss is rated under 38 CFR §4.85 using a combination table that cross-references your speech recognition score (Maryland CNC test percentage) and your pure-tone average. The result ranges from 0% to 100%. Unlike tinnitus — which is always 10% — hearing loss ratings vary considerably based on audiological test results.

How the §4.85 rating works

VA uses two measurements from your audiology exam:

  1. Pure-tone average (PTA): average of your hearing thresholds at 1000, 2000, 3000, and 4000 Hz in each ear. Higher PTA = more hearing loss = higher rating.
  2. Speech recognition (Maryland CNC test): percentage of 50-word test correctly identified. Lower score = worse speech discrimination = higher rating.

Each ear is assigned a Roman numeral category (I–XI) using the combination of PTA and speech recognition. The two ears are then cross-referenced in the binaural table to produce the final bilateral rating percentage.

Typical rating outcomes

Typical scenarioRating2026 monthly
Mild bilateral loss, good speech recognition0%$0 (SC, no comp)
Moderate bilateral loss with some speech discrimination loss10%$180.42
Significant bilateral loss, poor speech recognition30%–50%$552.47–$1,132.90
Severe bilateral loss, very poor speech recognition60%–100%$1,435.02–$3,938.58

Service connection

Hearing loss service connection requires:

  1. Current diagnosis of sensorineural hearing loss (audiological test results).
  2. In-service noise exposure — MOS with loud equipment (infantry, artillery, aviation, vehicle operators, ship engine rooms).
  3. A nexus connecting current hearing loss to in-service noise exposure — often established by the C&P examiner based on the exposure history and audiological findings.

C&P exam — the audiological examination

The hearing loss C&P exam is a formal audiological examination conducted by a VA audiologist. Knowing what to expect helps you get the most accurate rating:

SMC-K for bilateral deafness

If your bilateral hearing loss qualifies as "deafness" under 38 CFR §3.350(a), you may receive SMC-K ($139.87/month) in addition to your schedular rating. VA defines hearing loss qualifying for SMC purposes separately from the rating level — discuss this with your VSO if you have significant bilateral hearing impairment.

FAQ

How does VA rate hearing loss differently from tinnitus?

Tinnitus is rated under DC 6260 at a flat 10%. Hearing loss is rated under §4.85 using a combination of speech recognition score (Maryland CNC test percentage) and pure-tone average. They are separate diagnostic codes and can both be service-connected separately.

What is the Maryland CNC test?

The Maryland CNC (Consonant-Nucleus-Consonant) test is a speech recognition test using 50 single-syllable words. Your score is the percentage of words correctly repeated. Lower scores indicate greater hearing loss and produce higher VA ratings. This test is the primary driver of the rating level under §4.85.

Is bilateral hearing loss covered by the bilateral factor (§4.26)?

No. Bilateral hearing loss is already rated as a single bilateral condition under §4.85 using the combined table for both ears simultaneously. The §4.26 bilateral factor applies to extremity and skeletal muscle conditions — not to sensory conditions rated under §4.85.

Can I get SMC for deafness?

Yes — bilateral deafness meeting the VA definition qualifies for SMC-K ($139.87/month) under 38 CFR §3.350(a). This is in addition to the schedular hearing loss rating. VA defines "deafness" for SMC purposes separately from the schedular rating level.

Related: Tinnitus · SMC-K eligibility