10% VA Disability Pay 2026
· effective Dec 1, 2025 (2.8% COLA)
A 10% VA disability rating pays
$180.42/mo
$2,165.04/year · veteran with no dependents · tax-free (26 U.S.C. §104(a)(4))
10% VA disability pay chart (2026)
At 10%, VA pays a flat $180.42/mo regardless of dependents — dependent additions begin at the 30% rating tier.
Is 10% VA disability permanent / how to reach it?
Most veterans reach 10% by combining several conditions — not from one. VA math (38 CFR §4.25) combines ratings using the whole-person method, so the combined total is lower than the sum. Use the VA math combined rating calculator to see which condition mix reaches 10%.
100% private · runs in your browser · no email · no sign-up
Tap each service-connected rating
Add one button per condition. Set left/right limb on each to trigger the bilateral factor.
Common condition presets tap to add
Your conditions
Dependents add at 30%+
SMC qualifying conditions +$140/mo each
— %
Add your ratings to see your combined VA rating and 2026 monthly pay — instantly.
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