90% VA Disability Pay 2026

· effective Dec 1, 2025 (2.8% COLA)

A 90% VA disability rating pays

$2,362.30/mo

$28,347.60/year · veteran with no dependents · tax-free (26 U.S.C. §104(a)(4)) · with a spouse: $2,559.30/mo

90% VA disability pay chart (2026)

Dependent statusMonthly
Veteran alone$2,362.30
With spouse$2,559.30
With spouse + 1 child$2,704.30
With spouse + 2 children$2,802.30
With 1 child (no spouse)$2,494.30
With spouse + 1 parent$2,717.30
With 1 parent (no spouse)$2,520.30
Each additional child under 18+$98.00
Each child 18–23 in school+$317.00
Spouse Aid & Attendance (extra)+$181.00

Is 90% VA disability permanent / how to reach it?

Most veterans reach 90% by combining several conditions — not from one. VA math (38 CFR §4.25) combines ratings using the whole-person method, so the combined total is lower than the sum. Use the VA math combined rating calculator to see which condition mix reaches 90%.

TDIU note: if you cannot work, you may be paid at the 100% rate ($3,938.58/mo) even below 100% schedular — see the TDIU guide.

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Tap each service-connected rating

Add one button per condition. Set left/right limb on each to trigger the bilateral factor.

Common condition presets tap to add
Your conditions
    Dependents add at 30%+
    SMC qualifying conditions +$140/mo each

    — %

    Add your ratings to see your combined VA rating and 2026 monthly pay — instantly.

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