100% VA Disability Pay 2026
· effective Dec 1, 2025 (2.8% COLA)
A 100% VA disability rating pays
$3,938.58/mo
$47,262.96/year · veteran with no dependents · tax-free (26 U.S.C. §104(a)(4)) · with a spouse: $4,158.17/mo
100% VA disability pay chart (2026)
| Dependent status | Monthly |
|---|---|
| Veteran alone | $3,938.58 |
| With spouse | $4,158.17 |
| With spouse + 1 child | $4,318.99 |
| With spouse + 2 children | $4,428.10 |
| With 1 child (no spouse) | $4,085.43 |
| With spouse + 1 parent | $4,334.41 |
| With 1 parent (no spouse) | $4,114.82 |
| Each additional child under 18 | +$109.11 |
| Each child 18–23 in school | +$352.45 |
| Spouse Aid & Attendance (extra) | +$201.41 |
Is 100% VA disability permanent / how to reach it?
Most veterans reach 100% by combining several conditions — not from one. VA math (38 CFR §4.25) combines ratings using the whole-person method, so the combined total is lower than the sum. Use the VA math combined rating calculator to see which condition mix reaches 100%.
TDIU note: if you cannot work, you may be paid at the 100% rate ($3,938.58/mo) even below 100% schedular — see the TDIU guide.
Add one button per condition. Set left/right limb on each to trigger the bilateral factor.
Common condition presets tap to add
Dependents add at 30%+
SMC qualifying conditions +$140/mo each
— %
Add your ratings to see your combined VA rating and 2026 monthly pay — instantly.
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